Many seniors want to enjoy their golden years in the comfort of their own homes. For many older adults, independent living can be a wonderful way to maintain autonomy, freedom, and independence.
But what’s the actual cost of living at home for seniors? Is the average home care cost more or less expensive than living in an assisted or senior living facility?
In this article, we’ll explore in-home care costs per month—and how GoGoGrandparent makes home care more affordable with flexible, pay-as-you-go solutions.
Average Home Care Cost in the U.S.
The average cost of home care varies significantly depending on your location, level of care required, licensing, and specific services needed.
Most home care agencies charge by the hour, although some offer discounted rates for long-term or monthly contracts.
According to a 2021 Genworth study, the median hourly rate for in-home care in the U.S. was $27 per hour, and the median monthly cost was $5,148 based on 44 hours of care per week.
Costs vary widely by state. In more affordable states like West Virginia and Louisiana, in-home care costs around $19 per hour, while states such as Minnesota and Washington average closer to $35 per hour.
Non-Medical vs. Medical Home Care Costs
Home care generally falls into two main categories:
Non-Medical Home Care:
Includes assistance with daily activities such as bathing, dressing, meal preparation, transportation, light housekeeping, and companionship.
Medical Home Care:
Provides skilled nursing or healthcare support for chronic conditions, recovery, or medication management.
Non-medical home care typically costs less than medical care, but pricing depends on the level of support required and total hours per week.
How to Decide How Much Care You Need
In-home care is usually billed hourly, with aides or nurses working a set number of hours per day or week. Additional costs may include transportation, food, and staffing fees.
Some home care companies offer discounted monthly packages.
- Non-medical home care: $4,000–$6,000 per month for a consistent schedule.
- Medical home care: $4,500–$9,000 per month depending on the level of medical attention required.
- 24/7 home care: Can range from $10,000–$20,000 per month for multiple caregivers providing continuous support.
These estimates often include meals, transportation, and other household help.
Home Care vs. Assisted Living Costs
Like home care, the cost of assisted living also varies by location and level of care. According to Genworth, the median monthly cost for assisted living in 2021 was $4,500, while nursing homes averaged $7,800 for semi-private rooms and $8,910 for private rooms.
This means the cost of living at home is often similar to—or slightly less than—living in an assisted living facility, depending on your needs and local rates.
If your costs are comparable, your decision may come down to lifestyle preferences—the privacy and comfort of home versus the social environment of a community.
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GoGo’s Affordable In-Home Care Solutions
GoGoGrandparent recognizes how expensive home care can be—and we’re helping make independent living easier and more affordable.
Our comprehensive services are designed to support seniors who live independently and want reliable assistance without the high costs of traditional caregiving.
With GoGo Home Services, you can access help with cleaning, handyman work, yard care, and more. Need transportation or errands handled? GoGoRides connects you to safe, reliable rides—no smartphone needed.
For meals, groceries, and prescriptions, GoGo also offers:
- GoGoGourmet for restaurant meal delivery
- GoGoGroceries for fresh grocery delivery
- GoGoPrescription for safe medication delivery
- GoGoCare for personalized phone-based elder care and wellness support
With an affordable GoGo membership plan, you only pay for what you use—no need to hire full-time staff or pay weekly salaries.
Most clients find GoGo’s services to be more flexible, affordable, and reliable than standard home care agencies for non-medical support. Learn more about member perks and start saving today.
Live Comfortably and Independently at Home
Thousands of seniors use GoGoGrandparent every day to live comfortably at home—without the high cost of full-time caregivers or assisted living facilities.
If you’re ready to simplify life, lower expenses, and stay independent, register for GoGoGrandparent and discover how affordable home care can be.
